{"id":2609,"date":"2025-06-25T14:08:28","date_gmt":"2025-06-25T14:08:28","guid":{"rendered":"https:\/\/www.safeirc.org\/?page_id=2609"},"modified":"2025-08-14T18:32:34","modified_gmt":"2025-08-14T18:32:34","slug":"banca","status":"publish","type":"page","link":"https:\/\/www.safeirc.org\/es\/banca\/","title":{"rendered":"Banca"},"content":{"rendered":"\n<div class=\"wp-block-cover fade-in-cover below\" style=\"min-height:675px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#8f7a76\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" class=\"wp-block-cover__image-background wp-image-2528\" alt=\"\" src=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-scaled.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-scaled.jpg 2560w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-300x200.jpg 300w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-1024x683.jpg 1024w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-768x512.jpg 768w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-1536x1024.jpg 1536w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/20240430_Louisville_NVia_WeloAirportReunion_003-2-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group reveal-container\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center bg-primary fade-in-left reveal-content has-text-color has-link-color has-large-font-size wp-elements-0913489a34f2e62c1d56c7c1f79521d1\" style=\"color:#000000\">Banca<\/h2>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group pad-5 intro-group pos-relative\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Abrir y usar una cuenta bancaria es un paso importante hacia la independencia y la seguridad financiera. Estamos aqu\u00ed para brindarte recursos confiables, acceso seguro y orientaci\u00f3n clara para ayudarte a navegar el sistema bancario de los Estados Unidos con confianza. Establecer una relaci\u00f3n con las instituciones financieras puede apoyarte en el acceso a una variedad de productos y servicios que respaldan tus metas financieras.\u202f\u202f&nbsp;<\/p>\n\n\n\n<p>Ya sea que seas nuevo en el sistema bancario o est\u00e9s buscando m\u00e1s informaci\u00f3n, esta p\u00e1gina ofrece herramientas, educaci\u00f3n y apoyo dise\u00f1ados para inmigrantes y personas que est\u00e1n aprendiendo ingl\u00e9s. Nuestro objetivo es ayudarte a tomar decisiones informadas, proteger tu dinero y construir un futuro financiero s\u00f3lido.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group pad-5-no-top\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading fade-in-up1\" style=\"font-size:28px\"><strong>Preguntas m\u00e1s frecuentes<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n    <div class=\"accordion fade-in-up1\" id=\"faqAccordion\">\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading1\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse1\" aria-expanded=\"false\" aria-controls=\"collapse1\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfC\u00f3mo me beneficia tener una cuenta bancaria?\u202f                     <\/button>\n                <\/h2>\n                <div id=\"collapse1\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading1\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span data-contrast=\"auto\">Tener una cuenta bancaria ofrece una variedad de beneficios que te ayudan a manejar tu dinero de manera conveniente y segura.\u202f\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">Seguridad:<\/span><\/b><span data-contrast=\"auto\"> La mayor\u00eda de los bancos est\u00e1n asegurados por la FDIC, lo que significa que tu dinero est\u00e1 protegido contra p\u00e9rdidas, robos y otros eventos hasta por $250,000. Adem\u00e1s, los bancos ayudan a proteger tu dinero ofreciendo servicios de monitoreo contra fraudes y estafas.\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Manejo conveniente del dinero:<\/span><\/b><span data-contrast=\"auto\"> Los bancos te brindan muchas formas de acceder r\u00e1pidamente a tus fondos, ya sea a trav\u00e9s de cajeros autom\u00e1ticos, dep\u00f3sito directo, cheques o tu tarjeta de d\u00e9bito. Puedes administrar tu dinero f\u00e1cilmente a trav\u00e9s del acceso a estados de cuenta bancarios y servicios de banca m\u00f3vil.\u202f\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Acceso a otros servicios:<\/span><\/b><span data-contrast=\"auto\"> Al depositar tu dinero en un banco, est\u00e1s construyendo una relaci\u00f3n con una instituci\u00f3n financiera que ofrece otros servicios que pueden apoyar tus metas financieras, como cuentas de ahorro, pr\u00e9stamos, productos de cr\u00e9dito, hipotecas y servicios de inversi\u00f3n, entre otros.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading2\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse2\" aria-expanded=\"false\" aria-controls=\"collapse2\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfCu\u00e1l es la diferencia entre una cuenta corriente y una cuenta de ahorros?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse2\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading2\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span data-contrast=\"auto\">Las cuentas corrientes est\u00e1n dise\u00f1adas para gastos y transacciones del d\u00eda a d\u00eda. Tienes acceso ilimitado a esta cuenta y puedes depositar o retirar fondos seg\u00fan lo permita tu saldo. Las cuentas corrientes usualmente vienen con una tarjeta de d\u00e9bito y cheques para facilitar el uso de tu dinero.\u202f\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Las cuentas de ahorros generan algo de inter\u00e9s y est\u00e1n destinadas a usarse en emergencias u otras metas financieras que te propongas. Existen l\u00edmites en la cantidad de veces que puedes retirar dinero de tu cuenta de ahorros sin pagar una tarifa.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading3\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse3\" aria-expanded=\"false\" aria-controls=\"collapse3\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfQu\u00e9 necesito para abrir una cuenta bancaria?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse3\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading3\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span class=\"TextRun SCXW59510209 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW59510209 BCX0\">Cada <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">instituci\u00f3n<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">financiera<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">tiene<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">su<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">propio<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">proceso<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">abrir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">cuentas<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">pero<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> es <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">posible<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">necesites<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">proporcionar<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\">: un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">n\u00famero<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> de Seguro Social (SSN) o un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">N\u00famero<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">Identificaci\u00f3n<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> Personal del <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">Contribuyente<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> (ITIN); <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">identificaci\u00f3n<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">emitida<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">por<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">el<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">estado<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">como<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">licencia<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">conducir<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\">, un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">pasaporte<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> o <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">tarjeta<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">identificaci\u00f3n<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">emitida<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">por<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">tu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">pa\u00eds<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\">; <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">tu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">direcci\u00f3n<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> postal; y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">tu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">fecha<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW59510209 BCX0\">nacimiento<\/span><span class=\"NormalTextRun SCXW59510209 BCX0\">.\u202f\u202f<\/span><\/span><span class=\"EOP SCXW59510209 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span class=\"TextRun SCXW83687620 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW83687620 BCX0\">Consulta <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">nuestro<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">folleto<\/span> <\/span><span class=\"TextRun MacChromeBold SCXW83687620 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW83687620 BCX0\">\u201c<\/span><a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout-Spanish.pdf\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">C\u00f3mo<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">abrir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">corriente<\/span><span class=\"NormalTextRun SCXW83687620 BCX0\"> o de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">ahorros<\/span><\/a><span class=\"NormalTextRun SCXW83687620 BCX0\">\u201d<\/span><\/span><span class=\"TextRun SCXW83687620 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW83687620 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">continuaci\u00f3n<\/span><span class=\"NormalTextRun SCXW83687620 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">ayudarte<\/span><span class=\"NormalTextRun SCXW83687620 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">prepararte<\/span><span class=\"NormalTextRun SCXW83687620 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">abrir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83687620 BCX0\">cuenta<\/span><span class=\"NormalTextRun SCXW83687620 BCX0\">.<\/span><\/span><span class=\"EOP SCXW83687620 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading4\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse4\" aria-expanded=\"false\" aria-controls=\"collapse4\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfQu\u00e9 otros servicios ofrecen los bancos?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse4\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading4\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span class=\"TextRun SCXW149918205 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW149918205 BCX0\">Los <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">bancos<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">ofrecen<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">variedad<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">servicios<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">incluyendo<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">acceso<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">productos<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">cr\u00e9dito<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">pr\u00e9stamos<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> (<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">personales<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">, para la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">compra<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> de autos, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">hipotecas<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">, etc.); <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">cuentas<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">productos<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">negocios<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">; <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">productos<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">servicios<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">retiro<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> e <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">inversi\u00f3n<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">; banca <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">m\u00f3vil<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">; <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">protecci\u00f3n<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> contra <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">fraudes<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">estafas<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">; y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">servicios<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">monitoreo<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">cr\u00e9dito<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">Establecer<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">relaci\u00f3n<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> con un banco <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">puede<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">ayudarte<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">manejar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">tu<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> dinero del d\u00eda a d\u00eda, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">as\u00ed<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">como<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">alcanzar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">tus<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">metas<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\"> a largo <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW149918205 BCX0\">plazo<\/span><span class=\"NormalTextRun SCXW149918205 BCX0\">.\u202f<\/span><\/span><span class=\"EOP SCXW149918205 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading5\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse5\" aria-expanded=\"false\" aria-controls=\"collapse5\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfQu\u00e9 debo hacer si un banco no acepta mis documentos?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse5\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading5\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span data-contrast=\"auto\">Si el banco no acepta tus documentos, puedes pedir informaci\u00f3n espec\u00edfica sobre por qu\u00e9 fueron rechazados y qu\u00e9 otros documentos alternativos puedes presentar. Si a\u00fan as\u00ed no aceptan lo que proporcionas, puedes intentar con otro banco o cooperativa de cr\u00e9dito (credit union).\u202f\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><strong><a href=\"https:\/\/www.safeirc.org\/es\/consejeria-financiera\/\">Para recibir apoyo en encontrar y abrir una cuenta bancaria, agenda una cita con un asesor financiero del programa SAFE<\/a>.<\/strong><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n    <script>\n        document.addEventListener('DOMContentLoaded', function() {\n            const accordionButtons = document.querySelectorAll('.accordion-button');\n\n            accordionButtons.forEach(button => {\n                const collapse = button.getAttribute('data-bs-target');\n                const collapseElement = document.querySelector(collapse);\n\n                collapseElement.addEventListener('show.bs.collapse', function() {\n                    const icon = button.querySelector('.fa');\n                    icon.classList.remove('fa-plus');\n                    icon.classList.add('fa-minus');\n                });\n\n                collapseElement.addEventListener('hide.bs.collapse', function() {\n                    const icon = button.querySelector('.fa');\n                    icon.classList.remove('fa-minus');\n                    icon.classList.add('fa-plus');\n                });\n            });\n        });\n    <\/script>\n\n<style> \n\n.accordion-button {\n\n    color: black!important;\n    font-weight: 700;\n} \n\n.accordion-button:after {\n\n    display: none;\n}\n\n.accordion-body {\n\n    background: #f7f7f7;\n}\n\n\n\n<\/style><\/div><\/div>\n\n\n\n<div class=\"wp-block-group pad-5 intro-group pos-relative\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Banks and Account Information<\/strong><\/h3>\n\n\n\n<h5 class=\"wp-block-heading\"><strong><em>Bank On<\/em>&nbsp;<\/strong><\/h5>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"557\" height=\"185\" src=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-30-105422.png\" alt=\"\" class=\"wp-image-2586\" style=\"width:260px;height:auto\" srcset=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-30-105422.png 557w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-30-105422-300x100.png 300w\" sizes=\"(max-width: 557px) 100vw, 557px\" \/><\/figure>\n\n\n\n<p><a href=\"http:\/\/www.joinbankon.org\/\">Bank On<\/a> colabora con organizaciones locales e instituciones financieras para ayudar a los consumidores a acceder a cuentas bancarias seguras y accesibles.\u202f\u202f&nbsp;<\/p>\n\n\n\n<p><em>\u00bfCu\u00e1les son los beneficios de tener una cuenta bancaria o de cooperativa de cr\u00e9dito certificada por Bank On?&nbsp;<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Puedes abrir tu cuenta en cualquier momento, en l\u00ednea o en persona&nbsp;<\/li>\n\n\n\n<li>Sin cargos por sobregiro&nbsp;<\/li>\n\n\n\n<li>La mayor\u00eda de las cuentas cuestan $5 al mes o menos&nbsp;<\/li>\n\n\n\n<li>Sin cargos sorpresa y con herramientas f\u00e1ciles para ayudarte a administrar tu dinero<\/li>\n<\/ul>\n\n\n\n<p><strong>Encuentra una cuenta certificada por Bank On <a href=\"https:\/\/joinbankon.org\/accounts\/\">aqu\u00ed<\/a>.<\/strong>&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group pad-5-no-top\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Preguntas sobre Bank On:\u202f<\/strong><\/p>\n\n\n    <div class=\"accordion fade-in-up1\" id=\"faqAccordion\">\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading1\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse1\" aria-expanded=\"false\" aria-controls=\"collapse1\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfEn qu\u00e9 se diferencian las cuentas certificadas por Bank On de otras cuentas bancarias o de cooperativas de cr\u00e9dito?\u202f                     <\/button>\n                <\/h2>\n                <div id=\"collapse1\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading1\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span class=\"TextRun SCXW184203224 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW184203224 BCX0\">Una <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">organizaci\u00f3n<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">nacional<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> sin fines de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">lucro<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\">, <\/span><\/span><a href=\"http:\/\/www.cfefund.org\"><span class=\"TextRun SCXW184203224 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW184203224 BCX0\">Cities for Financial Empowerment Fund (CFE Fund)<\/span><\/span><\/a><span class=\"TextRun SCXW184203224 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW184203224 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">cre\u00f3<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">los<\/span> <a href=\"https:\/\/bankon.wpenginepowered.com\/wp-content\/uploads\/2024\/11\/CFE-Bank-On-NAS-2025-2026.pdf\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">Est\u00e1ndares<\/span><\/a><span class=\"NormalTextRun SCXW184203224 BCX0\"> Nacionales de Bank On, que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">definen<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> las <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">caracter\u00edsticas<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">corriente<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">segura<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">accesible<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\">. El CFE Fund <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">certifica<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> las <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">cuentas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">corrientes<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">bancos<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">cooperativas<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">cr\u00e9dito<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">cumplen<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\"> con <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">estos<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW184203224 BCX0\">est\u00e1ndares<\/span><span class=\"NormalTextRun SCXW184203224 BCX0\">.<\/span><\/span><span class=\"EOP SCXW184203224 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span class=\"TextRun SCXW167515546 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW167515546 BCX0\">Las <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">cuentas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">certificadas<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">nivel<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">nacional<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">por<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> Bank On no <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">tienen<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> cargos <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">por<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">sobregiro<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">ni<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">por<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">fondos<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">insuficientes<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\">, la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">mayor\u00eda<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> cuesta $5 o <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">menos<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> al <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">mes<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\">, y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">puedes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">usarlas<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">administrar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">tu<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> dinero, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">depositar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">tu<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> cheque de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">pago<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">pagar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">tus<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">cuentas<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\"> sin cargos <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW167515546 BCX0\">adicionales<\/span><span class=\"NormalTextRun SCXW167515546 BCX0\">.<\/span><\/span><span class=\"EOP SCXW167515546 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading2\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse2\" aria-expanded=\"false\" aria-controls=\"collapse2\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfC\u00f3mo me ayuda tener una cuenta bancaria o de cooperativa de cr\u00e9dito certificada por Bank On?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse2\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading2\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p>C<span class=\"NormalTextRun SCXW224002105 BCX0\">on <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">certificada<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">por<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> Bank On, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">puedes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">depositar<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">administrar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">tu<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> dinero de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">manera<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">m\u00e1s<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">r\u00e1pida<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">segura<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> que con un cheque <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">en<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">papel<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">. No <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">pagues<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">tarifas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">por<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> acceder a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">tu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">propio<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> dinero: <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">usa<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">segura<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">, sin cargos <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">por<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">sobregiro<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">. Tu dinero <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">est\u00e1<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">protegido<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">ya<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">los<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">bancos<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">cooperativas<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">cr\u00e9dito<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> toman <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">en<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> serio <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">tu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">seguridad<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> personal y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">utilizan<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">herramientas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">avanzadas<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">proteger<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">tus<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">datos<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">; <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">adem\u00e1s<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">estas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">cuentas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">est\u00e1n<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">aseguradas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW224002105 BCX0\">federalmente<\/span><span class=\"NormalTextRun SCXW224002105 BCX0\">.<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading3\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse3\" aria-expanded=\"false\" aria-controls=\"collapse3\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfC\u00f3mo s\u00e9 si estoy abriendo una cuenta certificada por Bank On? \u00bfLas cuentas certificadas siempre se llaman \u201cBank On\u201d?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse3\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading3\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span class=\"TextRun SCXW106309323 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW106309323 BCX0\">Las <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cuentas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">certificadas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">suelen<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">tener<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">diferentes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">nombres<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> que no <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">incluyen<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> \u201cBank On\u201d. En <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">sucursal<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">puedes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">preguntar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">por<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cuenta<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> \u201c<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">certificada<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">por<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> Bank On\u201d o la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cuenta<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> \u201csin cargos <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">por<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">sobregiro<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\">\u201d. Los <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">bancos<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> y <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cooperativas<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cr\u00e9dito<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> a menudo <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">destacan<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">su<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">certificaci\u00f3n<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> Bank On <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">en<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">p\u00e1gina<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> de la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">en<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">su<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> sitio web; tambi\u00e9n <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">puedes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">visitar<\/span> <\/span><a class=\"Hyperlink SCXW106309323 BCX0\" href=\"http:\/\/www.joinbankon.org\/accounts\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW106309323 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW106309323 BCX0\" data-ccp-charstyle=\"Hyperlink\">www.joinbankon.org\/accounts<\/span><\/span><\/a><span class=\"TextRun SCXW106309323 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW106309323 BCX0\"> para <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">ver<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">lista<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">completa<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">todas<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> las <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">cuentas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">certificadas<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW106309323 BCX0\">por<\/span><span class=\"NormalTextRun SCXW106309323 BCX0\"> Bank On.<\/span><\/span><span class=\"EOP SCXW106309323 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading4\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse4\" aria-expanded=\"false\" aria-controls=\"collapse4\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfPuedo abrir una tarjeta de cr\u00e9dito a trav\u00e9s de una cuenta certificada por Bank On?\u202f                    <\/button>\n                <\/h2>\n                <div id=\"collapse4\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading4\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span class=\"TextRun SCXW260544572 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">Abrir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">certificada<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">por<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> Bank On <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">te<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">ayuda<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">iniciar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">relaci\u00f3n<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> con un banco o <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cooperativa<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cr\u00e9dito<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">tradicional<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\">, e <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">incluye<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">tarjeta<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cajero<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">autom\u00e1tico<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> (ATM) para que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">puedas<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> acceder <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">f\u00e1cilmente<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">tu<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> dinero. Tambi\u00e9n es <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">posible<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">puedas<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> acceder a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">otros<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">productos<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">como<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">tarjeta<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cr\u00e9dito<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">en<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> ese banco o <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cooperativa<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cr\u00e9dito<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">despu\u00e9s<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">abrir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">cuenta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">certificada<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW260544572 BCX0\">por<\/span><span class=\"NormalTextRun SCXW260544572 BCX0\"> Bank On.<\/span><\/span><span class=\"EOP SCXW260544572 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                    <div class=\"accordion-item\">\n                <h2 class=\"accordion-header\" id=\"heading5\">\n                    <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse5\" aria-expanded=\"false\" aria-controls=\"collapse5\">\n                        <i class=\"fa fa-plus me-2\"><\/i>\n                        \u00bfQu\u00e9 pasa si ya tengo una cuenta en un banco? \u00bfPuedo cambiarme a una cuenta certificada por Bank On?                    <\/button>\n                <\/h2>\n                <div id=\"collapse5\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading5\" data-bs-parent=\"#faqAccordion\">\n                    <div class=\"accordion-body\">\n                        <p><span data-contrast=\"auto\">Si tienes una cuenta en una instituci\u00f3n que ofrece una cuenta certificada por Bank On, puedes hablar con el banco o cooperativa de cr\u00e9dito y preguntar sobre c\u00f3mo abrir una cuenta certificada por Bank On. Es posible que puedas transferir los fondos directamente desde tu cuenta existente para abrir esta nueva cuenta.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Si tienes una cuenta en otra instituci\u00f3n que no ofrece una cuenta certificada por Bank On, puedes abrir una de las cuentas certificadas por Bank On en: <\/span><a href=\"http:\/\/www.joinbankon.org\/accounts\"><span data-contrast=\"none\">www.joinbankon.org\/accounts<\/span><\/a><span data-contrast=\"auto\">. Debes hablar con tu banco o cooperativa de cr\u00e9dito actual sobre c\u00f3mo cerrar tu cuenta vigente y coordinar la transferencia de fondos a la nueva instituci\u00f3n.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p>If you have an account at another institution that does not offer a Bank On certified account, you can open a new Bank On certified account by selecting from the list of certified accounts here:\u00a0<a href=\"http:\/\/www.joinbankon.org\/accounts\"><strong>www.joinbankon.org\/accounts<\/strong><\/a>.\u00a0 You should talk to your current bank or credit union about closing your current account first, and work to transfer your account funds to the new institution.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n    <script>\n        document.addEventListener('DOMContentLoaded', function() {\n            const accordionButtons = document.querySelectorAll('.accordion-button');\n\n            accordionButtons.forEach(button => {\n                const collapse = button.getAttribute('data-bs-target');\n                const collapseElement = document.querySelector(collapse);\n\n                collapseElement.addEventListener('show.bs.collapse', function() {\n                    const icon = button.querySelector('.fa');\n                    icon.classList.remove('fa-plus');\n                    icon.classList.add('fa-minus');\n                });\n\n                collapseElement.addEventListener('hide.bs.collapse', function() {\n                    const icon = button.querySelector('.fa');\n                    icon.classList.remove('fa-minus');\n                    icon.classList.add('fa-plus');\n                });\n            });\n        });\n    <\/script>\n\n<style> \n\n.accordion-button {\n\n    color: black!important;\n    font-weight: 700;\n} \n\n.accordion-button:after {\n\n    display: none;\n}\n\n.accordion-body {\n\n    background: #f7f7f7;\n}\n\n\n\n<\/style><\/div><\/div>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Cooperativas de Cr\u00e9dito Locales<\/strong><\/h5>\n\n\n\n<p>Una cooperativa de cr\u00e9dito es una instituci\u00f3n financiera sin fines de lucro que acepta dep\u00f3sitos, otorga pr\u00e9stamos y ofrece una amplia variedad de otros servicios y productos financieros.\u202f&nbsp;Encuentra una cooperativa de cr\u00e9dito <a href=\"https:\/\/mapping.ncua.gov\/\">aqu\u00ed<\/a>.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong><em>Juntos Avanzamos<\/em>&nbsp;<\/strong><\/h5>\n\n\n\n<p>Una red de cooperativas de cr\u00e9dito comprometidas con el empoderamiento de las comunidades, especialmente las hispanas, a trav\u00e9s de productos y servicios financieros asequibles. Las cooperativas de cr\u00e9dito Juntos Avanzamos contratan empleados biling\u00fces para promover la diversidad cultural en sus instituciones financieras, aceptan varias formas de identificaci\u00f3n, como el n\u00famero ITIN y la Matr\u00edcula Consular, y tratan a todos los miembros con dignidad y respeto, independientemente de su estatus migratorio.<\/p>\n\n\n\n<p>Encuentre una cooperativa de cr\u00e9dito miembro de Juntos Avanzamos <a href=\"https:\/\/juntosavanzamos.org\/location-finder\/?lang=en\">aqu\u00ed<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Videos<\/strong><\/h3>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group pad-5-no-top\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Manejando tu dinero: Banca\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/xbrHjRpRI8w?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Hacer crecer su dinero: ahorrar e invertir\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/j2wKtYCp_8c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Resources<\/strong><\/h3>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" class=\"wp-image-1590\" style=\"width: 90px;\" src=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/account.png\" alt=\"\" srcset=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/account.png 512w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/account-300x300.png 300w, https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/account-150x150.png 150w\" sizes=\"(max-width: 90px) 100vw, 90px\" \/> <em><strong>Banca en los Estados Unidos<\/strong><\/em> &#8211; <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout.pdf\" data-type=\"link\" data-id=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout.pdf\">English<\/a> | <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout-Spanish.pdf\">Spanish<\/a> | <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout-French.pdf\">French<\/a> | <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout-Ukrainian.pdf\">Ukrainian<\/a> | <a href=\"https:\/\/rescue.box.com\/s\/ktgwoj95h37nujgdfntcm2yrb5kevv9x\">Swahili<\/a> | <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2025\/06\/IRC-Banking-Handout-Russian.pdf\">Russian<\/a> | <a href=\"https:\/\/rescue.box.com\/s\/q3gxeyil7hbdigw74krw8o8auugvcnpf\">Dari<\/a> | <a href=\"https:\/\/rescue.box.com\/s\/c5s7ndk2fy3lsd1tffrsb9kxnmlu1nm3\" data-type=\"link\" data-id=\"https:\/\/rescue.box.com\/s\/c5s7ndk2fy3lsd1tffrsb9kxnmlu1nm3\">Arabic<\/a> | <a href=\"https:\/\/rescue.box.com\/s\/paqs6o9b5h7cm14ox7a2dm1h1l6655rx\">Kreyol<\/a><\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"90\" class=\"wp-image-209\" style=\"width: 90px;\" src=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/08\/get-a-safe-loan-1.png\" alt=\"\"><strong>Abrir una Cuenta Corriente o de Ahorros<\/strong> &#8211; <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/08\/Opening-A-Checking-Or-Savings-Account-CFPB-English.pdf\" data-type=\"link\" data-id=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/08\/Opening-A-Checking-Or-Savings-Account-CFPB-English.pdf\">English<\/a> | <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/Opening-A-Checking-Or-Savings-Account-CFPB-Dari.pdf\" data-type=\"link\" data-id=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/Opening-A-Checking-Or-Savings-Account-CFPB-Dari.pdf\">Dari<\/a> | <a href=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/Opening-A-Checking-Or-Savings-Account-CFPB-Dari.pdf\" data-type=\"link\" data-id=\"https:\/\/www.safeirc.org\/wp-content\/uploads\/2024\/09\/Opening-A-Checking-Or-Savings-Account-CFPB-Dari.pdf\">Pashto<\/a><\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Abrir y usar una cuenta bancaria es un paso importante hacia la independencia y la seguridad financiera. Estamos aqu\u00ed para brindarte recursos confiables, acceso seguro y orientaci\u00f3n clara para ayudarte a navegar el sistema bancario de los Estados Unidos con confianza. Establecer una relaci\u00f3n con las instituciones financieras puede apoyarte en el acceso a una [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/www.safeirc.org\/es\/banca\/\">Read More&#8230;<span class=\"screen-reader-text\"> from Banca<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2609","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/pages\/2609"}],"collection":[{"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/comments?post=2609"}],"version-history":[{"count":3,"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/pages\/2609\/revisions"}],"predecessor-version":[{"id":2630,"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/pages\/2609\/revisions\/2630"}],"wp:attachment":[{"href":"https:\/\/www.safeirc.org\/es\/wp-json\/wp\/v2\/media?parent=2609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}